EMI SCHEME – TERMS AND CONDITIONS

Agreement for EMI (Equated Monthly Installment) option. 

• Vani Vrtti does not charge its customers any processing/convenience or additional fee for facilitating the zero cost EMI.
• You shall be solely liable for any breach of the terms and conditions which is not only limited to any non-payment of EMI. You further agree that if you fail to make payments in a timely manner in accordance with the terms and conditions there may be additional interests/penalties which may be levied by Vani Vrtti.
• You pay for your orders in easy monthly installments using any of the below mode of payments.
  -Direct Bank Transfer.
  -Google Pay.
  -Payment link generated by Vani Vrtti through Email.
•  Zero Cost EMI Offer is applicable for Tenure of 2-3 months for minimum cart value of Rs 10,000 and above. 
• You need to make a payment of 40% of the order value to avail EMI. Rest 60% will be equally divided as per the tenure availed. 
• EMI cycle cannot be extended, however one can close the EMI prior to the defined months by paying off the total outstanding amount. 
• Orders will be delivered post completion of the EMI.
• Orders cannot be cancelled or exchanged once EMI option is availed. 
• First installment of the EMI will be started 30 days from the date of order placed.

Interest & Penalties:

• If case of non payment of EMI within 7 days after the due date, 2% interest will be levied on the balance amount.